How we work
As Independent Financial Advisers we are able to advise on financial products available from all product providers.
We offer our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - an initial discovery meeting to assess whether we may help you, for which there is no charge and no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we may carry out a needs analysis based on your current situation and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan and where necessary follow up with regular reviews.
You will receive professional advice about where your financial arrangements appear to already be suitable and where they're inadequate (or not covered at all).
We could also offer our advice about how much provision you need to make and the order of priority in dealing with your finances. Of course our aim will be to give you sensibly balanced advice in relation to your current income, objectives and tax status.
In many cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything.